Federal Student Aid

Pell Grant:

The most need-based of the student aid programs, this program provides grant aid to low and middle-income undergraduate students. Awards vary depending on the cost of attendance and financial circumstances of students and their families.

Supplemental Educational Opportunity Grants:

Participating schools award SEOG to undergraduate students with exceptional financial need, based on the availability of funds.

Direct Loan Programs:

These funds are lent directly to students for undergraduate and graduate studies through participating post-secondary schools with funds borrowed from the US Treasury. Direct Loans include subsidized and unsubsidized loans, Plus loans for parents and consolidation loans.

Alternative Loans

New Jersey Class Loans:

These funds give a student the ability to borrow as much as they need to meet the remaining cost of education after other financial aid. Students must file a Free Application for Federal Student Aid (FAFSA),  attend a New Jersey school or be a New Jersey resident, be a US Citizen or eligible non-citizen, and be enrolled at least half-time. Approval is based on the borrower’s satisfactory credit history and ability to repay the loan, not on financial need (a co-signor may be required).

Veterans Benefits

Post 9/11 G.I. Bill Chapter 33
Montgomery G.I. Chapter 30

Other Resources

New Jersey One Stop Career Services
Division of Vocational Rehabilitation